Frequently Asked Questions
Have a Question? Read our FAQs or Call Us!
We pride ourselves on honesty, integrity and respect for our customers.
How Do You Determine The Value Of An Item?
We determine the value of the item(s) based on in-store, auctions, and prices online. The easier the item is to value, the easier it is to loan on. When dealing with precious metal (gold/silver) or diamonds we determine the value by current market dealer prices.
Do You Need Good Credit To Sell With You?
No credit check is required.
What Items Can I Sell?
We loan/pawn on any items with value, especially precious metals, diamonds, newer electronics, gaming systems, vehicles, watches, equipment, and tools.
JEWELRY
We have gold, diamond, and other testing equipment, to accurately identify and determine your item’s value. And we’re always open to negotiating our offers.
ELECTRONICS
We take a wide variety of electronics from laptops and gaming consoles to vintage or collectable home and pro audio devices.
vEHICLES
We require that both the vehicle and title are left with us as collateral for your loan. If you were just looking to sell your car, motorcycle, or other vehicle, we do buy them.
Imperial Jewelry and Loan offers the best item-backed loans in the area. Our plans are flexible with a maximum repayment period of 10 years. Our interest rate is3 % per month or 35% APR when clients borrow 30%-50% of the liquid wholesale value of their pledged collateral over $10,000. For example, if you have an asset with a liquid wholesale value of $25,000 and borrow $10,000, your interest would be $291.66/month. If you borrowed the money for 3 months, your total payback amount would be $10,740. Loans greater than $50,000 can qualify for even lower rates. If you have any more questions please give us a call.
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